So, you are under huge financial debts. Behind on car loan, student loan and mortgage payments & already drained up all the credit cards. While under this huge trouble you got a shock by receiving a termination letter from your employer without any prior notice.

 

After a few days you started getting calls, emails, letters, messages from the debtors which ten folds the existing stress. Now all you want is to get the hell out of this daily torture. 

 

Luckily, you have an option of filing bankruptcy to get a new life without losing most of your necessary assets like home, car etc. All you need is to choose a right bankruptcy lawyer who is capable of getting you out of this terrible situation. 

 

Top points to check while choosing Attorneys Bankruptcy in Houston.

 

Most of the Attorneys offer free consultations, so make sure you use this offer wisely. Few important questions you need to ask during this free consultation meetings to evaluate the bankruptcy lawyer. 

 

Is Bankruptcy specialization?

Filing a bankruptcy petition is complicated. So you should avoid amateure lawyers who have little or no knowledge in bankruptcy laws. It is important that you should hire an attorney who understands every aspect of the law and how he can use it to protect you.  

 

Ask what you should file Chapter 7 or Chapter 13?

Not everyone eligible to file a Chapter 7 bankruptcy. So the lawyer has to decide whether he needs to file a Chapter 7 or Chapter 13 bankruptcy.

 

How many cases has the lawyer filed?

It’s recommended to hire a lawyer or law firm who files 30 to 40 cases a year.

 

Is the lawyer going to handle your case?

Make sure your case is not handled by a paralegal. The lawyer has to be your primary contact and he should work with you from the beginning. As there is so much on stake so the lawyer should know the ins & outs of your situation.    

 

What is the lawyer’s payment structure?

 

Many lawyers have their own fee structure but some may ask to pay full amount before filing the petition. 

 

What services they offer for the fees they charge?

Basically the attorney fees covers

  • Helping you in the Means Test to determine whether you should apply for Chapter 7 or Chapter 13.
  • Handling all the documentation 
  • Representing you in the creditors hearing
  • Suggesting you the expectations and difficulties during the process

 

If you are in the  Lake Houston, Greater & Central Houston, and all Houston Texas metro areas and looking for lawyers to file Chapter 7 near me (you) then contact the Law Office of O.Miller White for the trustworthiness and affordable service. To know more about them please visit today thehoustonbankruptcylawyer.com  or call at (281) 257-2477 for free official consultation.

 

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